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Extra Help with Part D Prescription Drug Coverage

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Medicare beneficiaries with limited income & resources may be eligible for extra help with their PART D drug costs through Medicare's Extra Help Program, AKA the Part D Low-Income Subsidy (LIS). ... READ the POST

Medicare Part D Prescription Drug (PDP) Coverage in 2025

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Stages of Part D Prescription Drug Coverage 1. Deductible Stage The amount you pay for medication costs BEFORE your plan begins to pay its share of your medication costs. The amount of ... READ the POST

Medicare Open Enrollment Period (OEP)

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During Medicare OEP, individuals enrolled in MA plans as of January 1 will have a one-time opportunity to do the following: Switch to a different Medicare Advantage Plan. Drop their current ... READ the POST

Workers Compensation Insurance

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what is it & why is it important? Workers compensation insurance provides benefits when an employee suffers an accidental injury or death arising out of work performed in the course & ... READ the POST

Medicare Annual Election Period (AEP)

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What is AEP and when does it occur? Medicare annual election period, also known as Medicare AEP, gives all Medicare beneficiaries an opportunity to sign up for, change, or dis-enroll from their ... READ the POST

Health Insurance Open Enrollment

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Skip the wait times with the health insurance marketplace & get trusted insurance advice with Safe Havens Insurance. Health Insurance Open Enrollment Timelines Health insurance open ... READ the POST


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Client Love

David & Kristi Bulluck

 

Julie at Safe Havens Insurance has been a tremendous asset to my family in our health insurance needs for the past several years. Her responsiveness, knowledge and professionalism are exemplary. I have referred others who have experienced the same level of service from Julie.

Safe Havens Insurance
2019-01-08T07:20:46-05:00
  Julie at Safe Havens Insurance has been a tremendous asset to my family in our health insurance needs for the past several years. Her responsiveness, knowledge and professionalism are exemplary. I have referred others who have experienced the same level of service from Julie.

Mark & Emily Marcellus

 

My husband and I have been using Julie for years now and she is an expert in her field! Not only does she always find top quality/best price plans for you, but when there is an issue she is the best customer service advocate around...thanks Julie!

Safe Havens Insurance
2019-01-08T07:22:42-05:00
  My husband and I have been using Julie for years now and she is an expert in her field! Not only does she always find top quality/best price plans for you, but when there is an issue she is the best customer service advocate around...thanks Julie!

Cheryl Phillips

 

Julie's professional service was amazing . She thoroughly answered all of my questions and concerns . Found affordable plans for my entire family expeditiously. Absolutely recommend!

Safe Havens Insurance
2019-01-08T07:23:15-05:00
  Julie's professional service was amazing . She thoroughly answered all of my questions and concerns . Found affordable plans for my entire family expeditiously. Absolutely recommend!

Julie Alfone

 

Julie Gethers has been my insurance agent for 3 year's. I have called her for assistance though out the years and she has become someone I can count on. She goes beyond what I have experienced from others and I can only hope she stays in the field because I couldn't imagine her not being there. She is 5 stars plus . Thank you, Julie

Safe Havens Insurance
2019-01-08T07:24:04-05:00
  Julie Gethers has been my insurance agent for 3 year's. I have called her for assistance though out the years and she has become someone I can count on. She goes beyond what I have experienced from others and I can only hope she stays in the field because I couldn't imagine her not being there. She is 5 stars plus . Thank you, Julie

Kim Taylor

 

I would highly recommend Safe Havens Insurance. Julie goes above and beyond to help you find what you need and she is always there to answer any questions. She is honest, friendly and a pleasure to work with and I am so thankful that I found her.

Safe Havens Insurance
2019-01-06T10:13:52-05:00
  I would highly recommend Safe Havens Insurance. Julie goes above and beyond to help you find what you need and she is always there to answer any questions. She is honest, friendly and a pleasure to work with and I am so thankful that I found her.

Mike & Delinda Ferguson

 

Julie has been phenomenal from start to finish! She offered us very competitive rates and treated us like family. Any time we had a question or concern about the process, she was able to reply almost immediately. Safe Havens Insurance and Julie's customer service have provided us reassurance to feel safe and secure, no matter what life brings our way!

Safe Havens Insurance
2017-08-13T03:04:52-04:00
  Julie has been phenomenal from start to finish! She offered us very competitive rates and treated us like family. Any time we had a question or concern about the process, she was able to reply almost immediately. Safe Havens Insurance and Julie's customer service have provided us reassurance to feel safe and secure, no matter what life brings our way!

Curt & Sue Wasko

 

Julie has been working with us, Curt & Sue, on medical insurance since I retired 4 years ago. She guided us through the ACA years and continued to support us even when it was to our benefit to pick a carrier she didn't represent. Once we reached Medicare age, Julie helped us select the best plans for our situation. She is prompt in responding to emails and processing applications. She goes out of her way to confirm doctors and meds in any of the plans. Thereby, she can advise us in our selections with solid information. Years ago, Julie came highly recommended and has never failed to deliver over the four years of our relationship. She is the go-to person for medical insurance advice, especially for seniors.

Safe Havens Insurance
2019-03-12T06:55:18-04:00
  Julie has been working with us, Curt & Sue, on medical insurance since I retired 4 years ago. She guided us through the ACA years and continued to support us even when it was to our benefit to pick a carrier she didn't represent. Once we reached Medicare age, Julie helped us select the best plans for our situation. She is prompt in responding to emails and processing applications. She goes out of her way to confirm doctors and meds in any of the plans. Thereby, she can advise us in our selections with solid information. Years ago, Julie came highly recommended and has never failed to deliver over the four years of our relationship. She is the go-to person for medical insurance advice, especially for seniors.

Sue & Todd Thompson

 

We have been working with Julie for 5 years now and she is an honest, patient, hard-working, thorough, responsive, personable and caring person and insurance agent. She ALWAYS has our best interest at heart and will explain every possible peril and option there is. She has helped us navigate our health insurance for years and now our Auto Business Insurance (NO EASY FEAT). I trust her implicitly and would recommend her for your insurance needs.


I appreciate her care and concern for our family's best interest. I can't say enough good things. She makes any "insurance conversation" bearable!


Thanks Julie!

Safe Havens Insurance
2019-04-10T05:44:32-04:00
  We have been working with Julie for 5 years now and she is an honest, patient, hard-working, thorough, responsive, personable and caring person and insurance agent. She ALWAYS has our best interest at heart and will explain every possible peril and option there is. She has helped us navigate our health insurance for years and now our Auto Business Insurance (NO EASY FEAT). I trust her implicitly and would recommend her for your insurance needs. I appreciate her care and concern for our family's best interest. I can't say enough good things. She makes any "insurance conversation" bearable! Thanks Julie!
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