INDIVIDUAL, FAMILY & SMALL BUSINESS HEALTH INSURANCE PLANS FOR FLORIDA RESIDENTS!
Health insurance options designed around your families needs and budget!
1. Affordable Care Act (ACA) Plans
Licensed & certified on & off the health insurance marketplace. When dealing with a preexisting medical condition, ACA plans AKA Obamacare insurance gives you the protection you need with no annual policy maximums and guaranteed insurance protection regardless of medical conditions. Open enrollment rules apply. Exceptions for qualified life events outside of open enrollment.
2. Preventive & Copay
Coverage for basic preventive care services such as annual office visits, labs, mammograms, well woman exams & preventive medications such as birth control. Copay plans include preventive care in addition to coverage for sick visits, urgent care and some coverage for medications.
3. Short Term Health Insurance
Affordable major medical coverage for those seeking catastrophic only coverage including hospitalization, ER, surgical services & urgent care coverage. Short term medical plans are limited in duration and do not meet the coverage requirements as set forth under the Affordable Care Act (ACA/Obamacare plans). Pre-existing medical and other exclusions apply. Short term coverage is a good fit for the following:
– Those who missed Open Enrollment
– People in between jobs
– Waiting for new employee benefits to kick in
– Individuals waiting on Medicare benefits to kick in
– Those who don’t want to pay costly premiums for coverage’s they don’t need, for example, pregnancy and mental health services.
– Healthy individuals with no preexisting medical conditions.
As an independent health insurance agency in Lakeland Florida, we shop and compare your health insurance choices, so you don’t have to!