
Lakeland Florida Homeowner’s Insurance Agency
Your home is your sanctuary & your biggest investment. Shouldn’t it be protected with the right homeowner’s insurance policy?
At Safe Havens Insurance, we offer Lakeland Florida Homeowner’s the following home insurance solutions:
- Homeowner’s Insurance (HO3)
- Condominiums (HO6)
- Renters Insurance (HO6)
- Dwelling Coverage for Rental properties (DP3)
- Flood Insurance
Lakeland Florida Homeowner’s insurance: how we help you
At Safe Havens Insurance, we help you in many ways. First, we shop and compare rates of competing insurers at no cost to you. At SHI, we not only help you compare rates but also educate you on the various aspects of homeowners insurance. For instance, understanding how deductibles work can significantly impact your costs. A higher deductible often means lower monthly premiums. But, it also means more out-of-pocket expenses if there is a claim. We will walk you through these decisions to make sure you make informed choices. Once you are a client, we help you file claims. We understand the claims process. We know how to file a claim & where to go for help when needed. We understand what documentation is needed to guarantee claims are processed efficiently and promptly. Our knowledge and service can make a significant difference in your satisfaction with your insurance carrier.
Buying Homeowners Insurance in Lakeland Florida: factors that impact your premiums
– The value of your home & personal belongings.
– Extra coverage purchased like flood and/or sinkhole insurance.
– Deductibles chosen
– Upgrades that improve your home’s structural integrity like a new roof & hurricane shutters.
– Location of your home compared to the coast.
– Claims history
– Other risk factors…like being a smoker, having a pool, a pet or even having less than perfect credit.
As a Lakeland Florida homeowner, you should regularly review your homeowner’s insurance policy. Making improvements & renovations, & getting a wind mitigation inspection after a roof replacement can positively impact your insurance premiums.
Julie M. Gethers

Buying homeowners insurance in Lakeland Florida?
Every Lakeland Florida homeowner deserves the peace of mind that comes with proper homeowners’ insurance. Don’t leave your most significant investment unprotected. Contact us today @ 813-280-9560 to find the best Lakeland Florida homeowner’s insurance policy for your needs! We compare rates and coverage options of competing insurers at no cost to you!
At SHI, we aim to find you the BEST insurance protection for your Lakeland Florida home. We strive to offer this at the LOWEST possible cost.
Julie M. Gethers–Founder

